/* ============================================
   Fees & Insurance — single image + clean text
   ============================================ */

.page-fees-insurance .nav a.nav-active {
  color: var(--text);
  font-weight: 500;
}

.page-fees-insurance main {
  padding-bottom: 0;
}

/* ----- Hero ----- */
.page-fees-insurance .fees-hero {
  padding: 4.25rem 0 3rem;
  text-align: center;
  background:
    radial-gradient(900px 380px at 14% 15%, rgba(213, 149, 94, 0.22), transparent 60%),
    radial-gradient(700px 340px at 86% 20%, rgba(127, 143, 115, 0.12), transparent 62%),
    linear-gradient(180deg, var(--beige) 0%, var(--cream) 100%);
}

.page-fees-insurance .fees-hero-inner {
  max-width: 760px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

.page-fees-insurance .fees-hero .eyebrow {
  font-size: 0.75rem;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--mud);
  margin-bottom: 0.75rem;
  display: block;
}

.page-fees-insurance .fees-hero h1 {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 4.5vw, 2.75rem);
  line-height: 1.2;
  color: var(--mud-deep);
  margin: 0;
}

/* ----- Main section ----- */
.page-fees-insurance .fees-section {
  padding: 5rem 0;
  background: var(--cream);
}

.page-fees-insurance .fees-section .container {
  max-width: 1160px;
  margin: 0 auto;
  padding: 20px 25px;
  align-items: center;
}

.page-fees-insurance .fees-main-grid {
  display: grid;
  grid-template-columns: minmax(280px, 0.9fr) minmax(0, 1.1fr);
  gap: clamp(1.5rem, 3vw, 3.5rem);
  align-items: start;
}

.page-fees-insurance .fees-image {
  overflow: hidden;
  border-radius: 18px;
  box-shadow: 0 10px 24px rgba(63, 58, 54, 0.1);
}

.page-fees-insurance .fees-image img {
  width: 100%;
  /* height: 550px; */
  object-fit: cover;
  /* object-position: center 38%; */
  display: block;
}

.page-fees-insurance .fees-text {
  padding: 0;
  background: transparent;
  color: var(--text-secondary);
  max-width: 620px;
}

.page-fees-insurance .fees-list {
  margin: 0 0 1.15rem;
  padding-left: 1.35rem;
  color: var(--text-secondary);
  line-height: 1.75;
}

.page-fees-insurance .fees-list li {
  margin-bottom: 0.45rem;
}

.page-fees-insurance .fees-text p {
  font-size: 1rem;
  line-height: 1.75;
  margin: 0 0 1rem;
}

.page-fees-insurance .fees-text p:last-child {
  margin-bottom: 0;
}

.page-fees-insurance .fees-text strong {
  color: var(--text);
  font-weight: 500;
}

.page-fees-insurance .fees-secondary-block {
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 25px 2.5rem;
  color: var(--text-secondary);
  line-height: 1.75;
}
.page-fees-insurance .fees-secondary-block p:last-child {
  margin-bottom: 0;
}

.page-fees-insurance .fees-policy-text {
  margin-top: 4rem;
  max-width: 920px;
}

.page-fees-insurance .fees-policy-text section {
  margin-bottom: 0;
  padding: 1.5rem 0 1.6rem;
  border-bottom: 1px solid rgba(130, 114, 95, 0.3);
}

.page-fees-insurance .fees-policy-text section:last-child {
  padding-bottom: 0;
}

.page-fees-insurance .fees-policy-text h2 {
  font-family: var(--font-heading);
  font-size: clamp(1.3rem, 2.1vw, 1.65rem);
  font-weight: 500;
  color: var(--mud-deep);
  margin: 0 0 0.9rem;
  letter-spacing: 0.01em;
  position: relative;
  padding-left: 0.95rem;
}

.page-fees-insurance .fees-policy-text h2::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.6rem;
  width: 3px;
  height: 1.15em;
  background: var(--sage);
  border-radius: 999px;
}

.page-fees-insurance .fees-policy-text p {
  font-size: 1rem;
  line-height: 1.75;
  color: var(--text-secondary);
  margin: 0 0 1rem;
}

.page-fees-insurance .fees-policy-text .fees-list {
  margin-bottom: 0;
}

.page-fees-insurance .fees-policy-text .fees-list li::marker {
  color: var(--mud);
}

@media (max-width: 900px) {
  .page-fees-insurance .fees-section {
    padding: 4rem 0;
  }

  .page-fees-insurance .fees-main-grid {
    grid-template-columns: 1fr;
  }

  .page-fees-insurance .fees-image {
    max-width: 560px;
    margin: 0 auto;
  }

  .page-fees-insurance .fees-image img {
    height: 340px;
  }

  .page-fees-insurance .fees-text {
    padding: 0;
    max-width: 100%;
  }

  .page-fees-insurance .fees-policy-text {
    margin-top: 3rem;
  }
}

@media (max-width: 768px) {
  .page-fees-insurance .fees-hero {
    padding: 3.5rem 0 2.5rem;
  }

  .page-fees-insurance .fees-section {
    padding: 3rem 0;
  }
}

@media (max-width: 480px) {
  .page-fees-insurance .fees-image img {
    height: 280px;
  }

  .page-fees-insurance .fees-policy-text h2 {
    padding-left: 0.75rem;
  }
}

@media (max-width: 360px) {
  .page-fees-insurance .fees-hero {
    padding: 2.5rem 0 2rem;
  }

  .page-fees-insurance .fees-hero-inner {
    padding-left: 0.75rem;
    padding-right: 0.75rem;
  }

  .page-fees-insurance .fees-section .container {
    padding-left: 0.75rem;
    padding-right: 0.75rem;
  }
}